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Easily recover the double withholding of your dividends

With our exclusive tool Recover now you can claim the international withholding taxes applied to your dividends yourself in a simple, guided and intuitive way, and without minimum management costs.

Recover
Dividend Refund

In which countries do we recover?

Recover is now available to claim in all these countries.
And we continue to make progress in computer developments to incorporate new countries every year.

Germany

Germany

plus

26,38%

RECOVER

Australia

Australia

plus

25%

RECOVER

Austria

Austria

plus

27,5%

RECOVER

Belgium

Belgium

plus

30%

RECOVER

Denmark

Denmark

plus

27%

RECOVER

Spain

Spain

plus

19%

RECOVER

Finland

Finland

plus

30%

RECOVER

France

France

plus

30%

RECOVER

Ireland

Ireland

plus

20%

RECOVER

Italy

Italy

plus

26%

RECOVER

Norway

Norway

plus

25%

RECOVER

Portugal

Portugal

plus

25%

RECOVER

Sweden

Sweden

plus

30%

RECOVER

Switzerland

Switzerland

plus

35%

RECOVER

Canada

Canada

plus

25%

RECOVER

...

...

plus

AND MORE...

A long-term example

Dividend Refund
Dividend Refund
Dividend Refund

Reinvesting dividend and refunded withholding tax 3,600,000

Reinvesting dividend without withholding tax refund 2,500,000

Don't reinvesting 800,000

How much can I recover?

Imagine an investment equivalent to 1,500€ (10,000 FF) in LVMH shares in 1960.

A good investment in any case: without having reinvested the dividends, today it would amount to 0.8 M€.

Having reinvested the dividends, today it would have become 2.5 M€.

But if the excess of international double withholding had also been recovered and reinvested, the value today would be 3.6 M€, more than a million euros difference!!!

Recover

How does it work?

Our revolutionary solution facilitates the guided and understandable filing of tax withholding claims for private investors.
It incorporates and respects international regulations and procedures, and houses a database with dividends paid on listed securities in the main world markets.

Get a quick overview of the platform and how it works. We are leading specialists in dividend recovery in Spain.

Recover
Como funciona Dividend Refund

How to use the service? Recover?

Recover
Acceso DIvidend Refund

01. Access to the Recover service

Go to the Dividend website to begin the process.

02. Registration and account settings

Create your account by entering your personal data, configure your profile and import your document folder to manage your requests.

03. Access to Maximizer

After importing your wallet, navigate to the applications section and select Maximizer to streamline your claim process.

04. Creating requests

At this stage, create new tax return requests and upload your dividend receipts for review.

05. Completion of the request

Once the claim has been submitted, follow up on the status of your request in detail until the corresponding amount is returned.

06. Tracking and monitoring

Once the claim has been submitted, follow up on the status of your request in detail until the corresponding amount is returned.

How to use Recover?

Recover
Acceso DIvidend Refund

01. Access to the Recover service

Go to the Dividend website to begin the process.

02. Registration and account settings

Create your account by entering your personal data, configure your profile and import your document folder to manage your requests.

03. Access to Maximizer

After importing your wallet, navigate to the applications section and select Maximizer to streamline your claim process.

04. Creating requests

At this stage, create new tax return requests and upload your dividend receipts for review.

05. Completion of the request

Once the claim has been submitted, follow up on the status of your request in detail until the corresponding amount is returned.

06. Tracking and monitoring

Once the claim has been submitted, follow up on the status of your request in detail until the corresponding amount is returned.

Do you have more questions?

If you have any further questions you can contact us at recupera@dividendrefund.com

What is double taxation and how does it affect my dividends?

International double taxation occurs when two or more countries tax the same tax base, such as income, profits or property. This occurs because of discrepancies in tax laws between jurisdictions, which can result in an individual or business paying taxes twice for the same income.

Suppose that a Spanish resident invests in shares of a French company and receives dividends from those shares. France withholds a tax on dividends before paying them to the Spanish investor. This withheld tax in France is a form of foreign income tax.

The Spanish investor is required to declare these dividends as part of their income in Spain and to pay taxes on them in Spain according to Spanish tax laws. However, Spain also recognizes the tax withheld in France as a tax credit to avoid double taxation.

If the tax withheld in France is greater than the tax that the Spanish investor should pay in Spain for those dividends, then there is excess withholding. In this case, the Spanish investor can claim a refund of the excess withholding from the French tax authorities or apply the excess as a tax credit in Spain in future tax years.

However, if the tax withheld in France is lower than the tax that the Spanish investor should pay in Spain for those dividends, then the Spanish investor would have to pay the difference to the Spanish state to meet their tax obligations.

This example illustrates how double taxation can arise when a resident of one country receives income from another jurisdiction and how double taxation treaties and tax credits can help mitigate this problem.

If you need more information you can contact Dividend Refund at recupera@dividendrefund.com or by phone +34 625 185 579.

Does Dividend Refund also offer a personal service for individuals if I prefer not to claim it myself with Recupera,?

The claim can be made by our processors, but the cost is higher and there are also minimums. In general, we recommend this alternative for amounts greater than €5,000 to be recovered per dividend line paid.

In this case the procedure is:

  1. Communication of dividends that have been withheld. Dividend Refund verifies the viability of the recovery and invoices your fees at the start of the process.
  2. Receipt of customer documentation: CIF/DNI, POA (Power of Attorney) and identification of your bank account where the recovered money will be credited. The POA is simply a power of attorney that allows us to carry out the claims process on your behalf. IMPORTANT: For regulatory compliance reasons, the account holder must necessarily be the beneficiary of the return. Under no circumstances does Dividend Refund receive the amount of the refunds claimed for its customers, but the money is paid directly by the foreign Treasury to the beneficiary customer.‍
  3. Recovery process, where Dividend Refund will request your tax residency certificate that you will receive and you will have to send it to us. In addition, you will have to request the vouchers from your bank for each dividend line: documents that certify that, in fact, you have received a dividend, its amount and its withholding at source.
  4. Dividend Refund will be responsible for preparing everything necessary for the delivery of the required documentation, both documents and forms that must be filled out, to the Foreign Treasury. It will also track the status of the claim.
  5. Once the claim has been accepted by the Foreign Treasury, the money will be credited to your account or will be transferred to a statement of allegation. This can happen if any document has expired, or if the Treasury requires more documentation. In this case, Dividend Refund will be responsible for carrying out all the administrative procedures at no additional cost to recover your withheld amount.

If you need more information you can contact Dividend Refund at recupera@dividendrefund.com or by phone +34 625 185 579.

What are the requirements for claiming a dividend tax refund?

  1. Have investments abroad and have suffered excessive withholding in the collection of dividends.
  2. Provide DNI/CIF, POA, Bank Account, Certificate of Residence and Voucher.

Everything else will be handled by Dividend Refund.

If you need more information you can contact Dividend Refund at recupera@dividendrefund.com or by phone +34 625 185 579.

‍

For which countries does Dividend Refund offer its personal claims service for private investors?

  1. Germany
  2. Australia
  3. Austria
  4. Belgium
  5. Canada
  6. Denmark
  7. Spain (no res.)
  8. United States
  9. Finland
  10. France
  11. Ireland
  12. Israel
  13. Italy
  14. Japan

  15. Korea

  16. Norway
  17. Poland
  18. Portugal
  19. Czech Republic
  20. Sweden
  21. Switzerland

If you need more information you can contact Dividend Refund at recupera@dividendrefund.com or by phone +34 625 185 579.

Can I recover my withheld amounts on my own and in a simple, economic way and without minimum costs?

  1. From our “Recover” section you can make your claim completely autonomously.
  2. You must first register, import your wallet and the application will indicate the claims you can make.
  3. You will be asked for personal information to register, such as name, bank account, tax address, etc. It is important to note that you can operate in Recupera in several languages; do it in the one that is most comfortable for you!
  4. For each claim, the application will tell you what steps you should follow and what documentation you need to request from your bank or the Tax Agency and upload to Recupera for the claim.

If you need more information, you can consult the post on our blog that details step by step how to make a complaint. You can also contact Dividend Refund at recupera@dividendrefund.com or by phone +34 625 185 579.

What happens if I make a claim through Recupera and I have an issue?

Dividend Refund will support you via recupera@dividendrefund.com or by phone +34 625 185 579.

How, when and where?

‍

Dividend Refund
Example

Dividend Refund will provide you with support for whatever you need through recupera@dividendrefund.com or by phone +34 625 185 579.

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